Toyota Financial

Understanding Credit

Will You Be Ready for Your Dealership Visit?

First time going to a dealership? Not sure what to expect? Looking for tips on speeding up the process? You've come to the right place.
 
Trust us - the time it takes from selecting your Toyota to when you actually get the keys will seem like an eternity. But there are a couple things you can do before you head to the dealership that will help speed up the process.
  1. Go to ToyotaFinancial.
  2. Estimate your payments - this gives you a general idea of what it takes to get into a Toyota . Remember, the dealer can help you determine what your Toyota will cost. (Tax, license, and title are not included in the online estimate).
  3. Check out the TFS financing and lease programs - they're designed to help you get into a Toyota even if you have limited or no credit history. Ask your dealer about Retail, Lease plans, as well as the College Graduate program, iFinance, Used Vehicles, and more.
  4. Check out the TFS Extended Service Coverage agreements (also known as Vehicle Service Agreements) and Guaranteed Auto Protection (GAP). One of them may work for you and your Toyota. Ask your dealer for the details.
  5. Fill out our Online Credit Application - get that piece of business taken care of before you get to the dealership. You can expect a response within seven to 10 days.
Remember, you can go into your Toyota dealership at any time and talk to the dealer about finance and lease options. They are there for you.
 
Now, once you're at the dealership, here's what to expect:
  1. A wide selection of Toyotas, including your dream car!
  2. Once you've decided on your Toyota , tell the dealer. The dealer will help you determine color, trim, any accessories, and your finance or lease options, depending on which way you want to go. NOTE: Getting your Toyota is a big deal and some time should be spent on this experience - expect to spend anywhere from two hours or more at the dealership, depending on what you want on and for your Toyota . It's worth it, isn't it?
  3. The financial services office - this is where you and the dealer make the dream happen - you finance or lease your Toyota. Congratulations!
  4. Remember the extended service agreements and guaranteed auto protection ? Now's the time to ask your dealer about them.
  5. After all paperwork is complete and you've signed on the line, you're given the keys to your Toyota.
  6. Enjoy!

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